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What Do I Need To Apply For A Spanish Mortgage?

General

  • Copies of passports.
  • Copies of "NIE" (Spanish Tax Number). This is an ID Number, now essential to have in Spain.
  • Copies of "Residencia" (We can apply for you). Only necessary if you are applying as a Resident.
  • Copies of latest 3 months Bank Statements.
  • Copy of "Nota Simple" (Property Registration Details).
  • Purchase Contract ("Compra-Venta", not always required).
  • Saving accounts or assets.
  • Proof of income.
  • There are many various ways to prove income. Not all the below examples are required.

Employed

  • P60/ Inland Revenue
  • Last 3 Pay Slips
  • Work Contract

Self Employed

  • Tax Payments
  • 3 Months Accounts
  • Letter from Accountant

Retired

  • Pension
  • Investments

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